Terms of Service

Acceptance of Terms

By accessing CreditPayCalc.com, you agree to these Terms of Service. If you disagree with any part, please do not use our site.

Calculator Usage

Our calculators are free to use for personal, non-commercial purposes. You may:

• Use all calculators without registration
• Share links to our calculators (please link to the canonical URL)
• Screenshot results for personal reference

You may NOT:

• Reproduce our calculator code or designs for commercial use
• Use our calculators as part of a paid service without permission
• Scrape or automate access to our site

Intellectual Property

All calculator logic, UI designs, and written content are © 2026 CreditPayCalc.com. You may reference our methodologies in your own work (with attribution), but reproduction of substantial content requires written permission.

Disclaimer of Warranties

Our calculators are provided "as is" without warranty of any kind. We disclaim all warranties, express or implied, including fitness for a particular purpose. We do not guarantee that:

• Calculators will be error-free or uninterrupted
• Results will match your actual credit card payoff
• Our site will be available at all times

Limitation of Liability

To the maximum extent permitted by law, CreditPayCalc.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our calculators or site.

Changes to Terms

We may update these terms as our site evolves. Continued use after changes constitutes acceptance. Last updated: January 2026.

Contact

Questions about these terms? Email us at 18999737@qq.com.